Maximizing the risk-adjusted return for our clients is our primary goal in managing their investment portfolio.

 

Our unique investment system separates our clients from The Herd – those investors who make decisions in an emotional state of mind with a short time horizon and a short fuse. And for retirees, our system allows us to significantly reduce the number of equity shares sold to produce retirement cash flow. As a result, we add to the long-term growth potential of your portfolio. We seek to maximize the amount of income you can draw without diminishing principal.

 

At Discipline Advisors, our compensation is not based upon commissions or transactions. As a registered investment advisor, we pride ourselves on providing investment advice that is in the best interests of our clients, based on each individual’s risk tolerance and investment objectives. That is why we take the time to meet with our clients regularly and make sure we understand their financial goals. We have partnered with attorneys and CPAs to assist our clients in their tax planning and wealth protection.

The minimum account size for new clients is generally $1,000,000. For Joe Michaletz, the minimum is $3,000,000. Fees are charged quarterly in advance, based on the value of your accounts with us. CPA and attorney’s fees are charged separately.